Cookie Policy

1. About This Policy

This Cookie Policy explains how Anderson Reed Financial Services Ltd, trading as TFS Mortgages, uses cookies and similar technologies on the TFS Mortgages website.

Anderson Reed Financial Services Ltd is the controller responsible for the website and the information collected through it.

Our correspondence address is:

Director General's House

15 Rockstone Place

Southampton

SO15 2EP

Company number: 13190705
ICO registration number: ZA921459

This policy should be read alongside our Privacy Policy.

2. What Are Cookies?

Cookies are small text files stored on your device when you visit a website.

We may also use similar technologies, such as local storage, tags and scripts. In this policy, references to cookies include these technologies where appropriate.

Cookies can help a website operate securely, remember a preference or produce statistics about how people use it.

3. Categories We Use

Strictly Necessary Cookies

These are required for security, page navigation, form operation, session management and other essential website functions.

The website cannot operate properly without them. They do not require consent, although we still explain their use.

Preference Storage

This remembers choices such as whether you have opted out of statistical analytics. It prevents the website from repeatedly asking you to make the same choice.

Statistical Analytics

We use limited statistical analytics to understand, in aggregate, how visitors use the website and to improve its content, navigation, accessibility and performance.

Where the legal and technical requirements of the statistical-purpose exception are satisfied, these analytics may operate by default. You can object and opt out at any time, free of charge, through Cookie Settings.

We do not use this exception to justify advertising, remarketing, profiling or tracking people across unrelated websites or services.

4. How We Use Google Analytics

We use Google Analytics only to produce aggregate statistics about the use of the TFS Mortgages website and to help improve that website.

Our configuration must ensure that:

• analytics is used only for statistical measurement and website improvement;
• Google processes the information only on our documented instructions;
• analytics information is not used for advertising or remarketing;
• Google Signals and advertising features are disabled;
• analytics information is not used to create marketing profiles;
• User-ID and cross-site tracking are not used;
• analytics information is not combined with enquiry, CRM or adviser records;
• form contents and personally identifying information are never sent to Google Analytics;
• data sharing for Google's own purposes is disabled where available;
• individual-level information is retained only for the shortest period necessary; and
• reports used by us are aggregated wherever possible.

If our use of Google Analytics changes or exceeds these restrictions, we will request prior consent before placing or accessing non-essential analytics cookies.

5. Your Right to Opt Out

You can opt out of statistical analytics at any time by opening Cookie Settings and switching statistical analytics off.

The Cookie Settings control must remain available from every page of the website, normally through the footer.

When you opt out:

• future Google Analytics collection must stop on that device and browser;
• analytics cookies controlled through our website should be deleted where technically possible; and
• a minimal preference record may be retained so that the website remembers your decision.

Opting out will not affect essential website functions or prevent you from submitting an enquiry.

You may need to repeat your choice if you clear browser storage, use another browser or use another device.

6. Cookies and Similar Technologies Used

The table below shows the name, provider, category and purpose of each cookie or storage item used by this website.

Any cookie found during a technical audit that is not included above will be classified and documented before use.

7. Managing Cookies Through Your Browser

Most browsers let you view, block or delete cookies through their settings.

Blocking strictly necessary cookies may prevent parts of the website, including forms, from operating correctly.

Browser controls are separate from the TFS Mortgages Cookie Settings control.

8. Other Organisations and International Processing

Some technology providers may process information outside the United Kingdom.

Where this occurs, we require appropriate contractual and organisational safeguards under UK data-protection law. Further information is provided in our Privacy Policy.

A provider's involvement does not permit it to use TFS Mortgages analytics information for advertising, profiling or its own unrelated purposes.

9. Changes to This Policy

We may update this policy if the website, cookies, analytics configuration or applicable law changes.

The latest version and review date will be displayed on this page. We will review the policy and cookie audit regularly.

10. Contact Us

Questions about our use of cookies or analytics can be sent to:

TFS Mortgages

A trading name of Anderson Reed Financial Services Ltd

Director General's House

15 Rockstone Place

Southampton

SO15 2EP

Email: info@tfs-mortgages.co.uk

Telephone: 02382 127779

You can also read our Privacy Policy for information about your data-protection rights.